For comparison purposes only. Final terms are determined by the issuing bank.
Review
A Return to High-Earning Relevance
The Maybank 2 Cards Premier Reserve American Express® remains part of Maybank’s premium dual-card ecosystem, paired together with the accompanying Maybank Visa Infinite. While earlier revisions reduced its distinctiveness within Maybank’s premium lineup, the latest update significantly strengthens the card’s TreatsPoints earning capability and restores much of its competitiveness.
Cardholders now earn an impressive 10x TreatsPoints per RM1 on overseas spend, alongside 5x TreatsPoints on dining transactions and 3x TreatsPoints on local spend. Certain categories such as utilities, insurance, education and EzyPay transactions continue to earn reduced rates, but the overall structure is now substantially more rewarding than before. With the improved earning ratios, the card’s effective CPM has also dropped significantly, making it far more attractive again for airline miles accumulation.
Unlike traditional travel-focused premium cards, the Premier Reserve Amex is now better understood as a dedicated rewards acceleration card. Airport lounge access within the Maybank 2 Cards Premier package is provided through the accompanying Visa Infinite rather than the Amex card itself, allowing the two cards to serve distinct roles within the same setup.
Beyond rewards earning, cardholders continue to receive premium lifestyle benefits including travel insurance coverage up to RM1 million, hotel dining privileges, golf-related benefits and a 10,000 TreatsPoints welcome bonus for eligible new principal cardholders.
Verdict: The latest revision successfully restores the Maybank 2 Cards Premier Reserve American Express® as a serious TreatsPoints-earning option within Maybank’s ecosystem. While it still functions best alongside the accompanying Visa Infinite, the significantly improved earning rates now give the card a much clearer and more compelling identity for users focused on rewards accumulation.
Pros
- Significantly improved effective CPM after revision
- Excellent 10x TreatsPoints earning on overseas spending
- Strong 5x TreatsPoints earning on dining transactions
- Improved 3x TreatsPoints earning on local spend
- Works well alongside the accompanying Visa Infinite within the Maybank 2 Cards ecosystem
Cons
- Airport lounge access relies on the accompanying Visa Infinite rather than the Amex card itself
- American Express acceptance remains less universal than Visa or Mastercard
- Certain spending categories still earn reduced TreatsPoints rates
Rewards Points
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Points Conversion
Best CPM is calculated based on the highest earn rate available. A lower CPM indicates better value. Click on a row to see CPM at different earn rates.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.