For comparison purposes only. Final terms are determined by the issuing bank.
Review
A Local Miles Card Built Around Weekend Spending
The Maybank PETRONAS Visa Platinum is a co-branded card designed specifically around local petrol and grocery spending, with a clear emphasis on weekend usage. Rather than competing with overseas-focused mileage cards, it targets predictable, domestic expenses that many cardholders already incur on a weekly basis.
Cardholders earn 8x TreatsPoints on weekends when spending at PETRONAS service stations and on grocery purchases, while weekday PETRONAS spend earns a lower 5x TreatsPoints. All other eligible retail spending earns base points, and no points are awarded for government-related payments, e-wallet reloads, or petrol purchases at non-PETRONAS stations.
When converted to airline miles, the effective cost per mile for major programmes such as Malaysia Airlines Enrich, Singapore Airlines KrisFlyer, and Cathay Pacific Asia Miles typically falls around the RM2.5 range. While this does not place the card among top-tier mileage optimisers, it is competitive within the context of local, non-foreign-currency spending—a segment where strong miles earning is relatively rare.
The card carries no annual fee and supports Apple Pay, Google Pay, and Samsung Pay, making it easy to keep as a long-term companion card. However, the narrow earning categories and weekend-only acceleration mean it is best viewed as a supplementary miles card rather than a primary tool for mileage accumulation.
Verdict: The Maybank PETRONAS Visa Platinum works well for users who regularly fuel up at PETRONAS and do their grocery shopping on weekends. Used selectively, it can deliver respectable miles value on everyday local spend—but its limited scope makes it most effective when paired with a broader, all-purpose miles card.
Pros
- 8x TreatsPoints on weekend PETRONAS fuel and grocery spending.
- Reasonable miles conversion rate for local, non-foreign-currency spend.
- No annual fee with full Apple Pay, Google Pay and Samsung Pay support.
Cons
- High earn rates are limited to weekends and narrow spending categories.
- Not suitable as a primary miles card for diversified or weekday-heavy spending.
Rewards Points
| Category | Multiplier | Cap |
|---|---|---|
PETRONAS Spend (Weekend) | 8xTreatsPoints | Uncapped |
Grocery Spend (Weekend) | 8xTreatsPoints | Uncapped |
PETRONAS Spend (Weekday) | 5xTreatsPoints | Uncapped |
Utilities | 1xTreatsPoints | Uncapped |
Education | 1xTreatsPoints | Uncapped |
Insurance | 1xTreatsPoints | Uncapped |
EzyPay | 1xTreatsPoints | Uncapped |
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Points Conversion
Best CPM is calculated based on the highest earn rate available for each points program. A lower CPM indicates better value. Click on a row to see CPM at different earn rates.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Air Miles Calculator
Estimates use monthly category totals. Actual rewards may differ due to transaction-level rounding, merchant coding, exclusions, caps, and bank terms.
Monthly Spend
Enter eligible spend by category to estimate your miles.
Only programs supported by every points currency earned on this card are shown.