For comparison purposes only. Final terms are determined by the issuing bank.
Review
The Same Weekend Engine, With a Lower Entry Barrier
The Maybank PETRONAS Visa Gold shares the same reward structure as its Platinum counterpart, but with a significantly lower income requirement. It is built around the same core idea: rewarding local weekend spending on PETRONAS fuel and groceries, rather than overseas or foreign-currency transactions.
Cardholders earn 8x TreatsPoints on weekends for spending at PETRONAS service stations as well as on grocery purchases, while weekday PETRONAS spending earns 5x TreatsPoints. All other eligible retail spend earns base points, and—as with the Platinum version—no TreatsPoints are awarded for government-related payments, e-wallet reloads, or petrol purchases at non-PETRONAS stations.
When converted into airline miles, the effective cost per mile for programmes such as Malaysia Airlines Enrich, Singapore Airlines KrisFlyer, and Cathay Pacific Asia Miles typically sits around the RM2.5 range. This places the card firmly in the mid-tier for miles efficiency, but notably strong for local, non-foreign-currency spending —a segment where high-multiplier miles options are relatively uncommon
The Gold version does away with premium add-ons such as personal concierge services, but retains the essentials: a lifetime annual fee waiver and full support for Apple Pay, Google Pay, and Samsung Pay. With its lower income threshold, the card is easy to qualify for and inexpensive to keep long term.
Verdict: The Maybank PETRONAS Visa Gold is best viewed as a low-entry, weekend-focused miles card. It delivers the same core earning potential as the Platinum version for petrol and grocery spend, making it a sensible supplementary card for users who want to extract miles from routine local spending without committing to a higher income tier.
Pros
- Same 8x weekend TreatsPoints structure as the Platinum version for petrol and groceries.
- Lower income requirement while remaining free-for-life.
- Solid miles value for local, non-foreign-currency spending.
Cons
- High earn rates are limited to weekends and narrow spending categories.
- Lacks premium extras such as concierge services, though core rewards remain unchanged.
Rewards Points
| Category | Multiplier | Cap |
|---|---|---|
PETRONAS Spend (Weekend) | 8xTreatsPoints | Uncapped |
Grocery Spend (Weekend) | 8xTreatsPoints | Uncapped |
PETRONAS Spend (Weekday) | 5xTreatsPoints | Uncapped |
Utilities | 1xTreatsPoints | Uncapped |
Education | 1xTreatsPoints | Uncapped |
Insurance | 1xTreatsPoints | Uncapped |
EzyPay | 1xTreatsPoints | Uncapped |
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Points Conversion
Best CPM is calculated based on the highest earn rate available for each points program. A lower CPM indicates better value. Click on a row to see CPM at different earn rates.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Air Miles Calculator
Estimates use monthly category totals. Actual rewards may differ due to transaction-level rounding, merchant coding, exclusions, caps, and bank terms.
Monthly Spend
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Air Miles Summary
Card benefits
No specific benefits listed.