Singapore Airlines KrisFlyer American Express® Platinum Credit Card
For comparison purposes only. Final terms are determined by the issuing bank.
Review
A Direct Route into the KrisFlyer Ecosystem
The Maybank Singapore Airlines KrisFlyer American Express® Platinum Credit Card is designed specifically for users who prioritise KrisFlyer miles over flexible points systems. Unlike most rewards cards, miles earned on this card are credited directly to the KrisFlyer account, removing the need for point conversion and eliminating transfer delays.
The strongest earn rate applies to Singapore Airlines Group transactions. Cardholders earn up to 1 KrisFlyer mile for every RM1 spent on Singapore Airlines, Scoot, and KrisShop websites. For other spending, the card earns 1 mile per RM2.50 on local transactions and 1 mile per RM2 on online and overseas spending. While these rates remain competitive within the KrisFlyer ecosystem, real-world usability is influenced by American Express acceptance, which is generally more limited than Visa or Mastercard outside airline-related merchants.
It is also important to note that Maybank does not award points or miles for e-Wallet reloads across its credit card portfolio. As such, users who rely heavily on e-Wallet spending may find this card less effective for daily mileage accumulation.
Beyond miles, the card includes a set of travel-oriented benefits. Cardholders receive 5 complimentary lounge visits per year at Plaza Premium Lounges worldwide and Sky Lounge at Subang Airport. A standout feature is the Fast Track to KrisFlyer Elite Gold status, which is granted upon spending RM35,000 on Singapore Airlines Group transactions within the first year of card membership. This provides tangible value for frequent SIA travellers through priority check-in, additional baggage allowance and lounge access when flying Singapore Airlines.
Verdict: The Maybank KrisFlyer AMEX Platinum is best suited for frequent Singapore Airlines or Scoot flyers who want a direct and uncomplicated way to accumulate KrisFlyer miles. Its value diminishes for users seeking flexible mileage transfers or relying heavily on e-Wallet and non-AMEX merchants, but within the KrisFlyer ecosystem, it remains one of the more straightforward accumulation tools available.
Pros
- Direct crediting of miles to KrisFlyer with no conversion process
- Excellent 1 mile per RM1 earn rate on Singapore Airlines Group spending
- Competitive earn rate on online and overseas transactions
- Fast Track to KrisFlyer Elite Gold status with qualifying spend
- 5 complimentary airport lounge visits per year
Cons
- American Express acceptance is more limited than Visa or Mastercard
- No miles earned on e-Wallet reloads
- Lacks flexibility (miles cannot be sent to Enrich or Asia Miles)
- High income requirement relative to local earn power
Miles Earning
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Airport Lounge Access
Program Name
Plaza Premium Group / Sky Lounge
Annual Visits
Eligible users
Access type
ComplimentaryRequirement
-
Applicable locations:
Lounge access is subject to bank-defined terms and may change over time.
For the full lounge list, please refer to the relevant official website.
Card benefits
5x Plaza Premium Lounge Access
Complimentary access to participating Plaza Premium Lounge and Sky Lounge (Subang) in Malaysia and overseas.
Fast Track to KrisFlyer Elite Gold
Upgrade to KrisFlyer Elite Gold membership tier when you spend min. RM35,000 on SIA Group in the first year.
Golf Privileges
Complimentary Green Fees at participating golf clubs in Malaysia and overseas.
Global Car Rental Privileges
Complimentary Sixt Platinum & Hertz Gold Plus status with up to 15% savings across Hertz, Sixt, and Avis.
Bonus KrisFlyer Miles
Receive 7,000 Bonus KrisFlyer miles when you use your card for the first time.
Travel Insurance
Complimentary travel personal accident coverage up to RM750,000 and travel inconvenience coverage.
Premium Dining Privileges
Up to 50% discount at Shangri-La Kuala Lumpur and up to 40% at Marriott Bonvoy participating hotels.