For comparison purposes only. Final terms are determined by the issuing bank.
Review
The More Practical Choice for PETRONAS Cashback
The Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i delivers the same petrol cashback mechanics as the Platinum-i version, but with a significantly lower income requirement. Functionally, both cards are identical in day-to-day use.
Cardholders receive 8% cashback on PETRONAS fuel purchases made on weekends and 1% cashback on weekdays, subject to a RM50 monthly cap. This allows users to fully optimise the card with modest, predictable petrol spending concentrated over weekends.
As with the Platinum-i version, rewards outside PETRONAS spending are minimal. Education, insurance, utilities and 0% EzyPay transactions earn only base points, while government payments and e-wallet reloads are excluded from rewards. There are no lifestyle or grocery cashback categories.
The key advantage of the Gold-i lies in accessibility. With a minimum annual income requirement of just RM30,000 and a lifetime annual fee waiver, it offers one of the lowest-cost entry points into structured petrol cashback.
Verdict: For most users, the Ikhwan Visa Gold-i is the more rational choice. It provides identical cashback benefits to the Platinum-i without the higher income threshold, making it a solid supplementary petrol card for PETRONAS drivers.
Pros
- Offers the same PETRONAS-focused weekend cashback structure as the Platinum version.
- Lower income requirement makes it accessible as an entry-level fuel card.
- Lifetime annual fee waiver allows it to be kept purely as a dedicated petrol card.
Cons
- Cashback is limited strictly to PETRONAS stations
- Base TreatsPoints earning outside fuel spend has minimal real value
- Monthly cashback cap limits upside for high-mileage drivers
Cashback
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Rewards Points
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Points Conversion
Best CPM is calculated based on the highest earn rate available. A lower CPM indicates better value.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Upcoming
Card benefits
No specific benefits listed.