For comparison purposes only. Final terms are determined by the issuing bank.
Review
The More Practical Choice for PETRONAS Cashback
The Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i delivers the same petrol cashback mechanics as the Platinum-i version, but with a significantly lower income requirement. Functionally, both cards are identical in day-to-day use.
Cardholders receive 8% cashback on PETRONAS fuel purchases made on weekends and 1% cashback on weekdays, subject to a RM50 monthly cap. This allows users to fully optimise the card with modest, predictable petrol spending concentrated over weekends.
As with the Platinum-i version, rewards outside PETRONAS spending are minimal. Education, insurance, utilities and 0% EzyPay transactions earn only base points, while government payments and e-wallet reloads are excluded from rewards. There are no lifestyle or grocery cashback categories.
The key advantage of the Gold-i lies in accessibility. With a minimum annual income requirement of just RM30,000 and a lifetime annual fee waiver, it offers one of the lowest-cost entry points into structured petrol cashback.
Verdict: For most users, the Ikhwan Visa Gold-i is the more rational choice. It provides identical cashback benefits to the Platinum-i without the higher income threshold, making it a solid supplementary petrol card for PETRONAS drivers.
Pros
- Offers the same PETRONAS-focused weekend cashback structure as the Platinum version.
- Lower income requirement makes it accessible as an entry-level fuel card.
- Lifetime annual fee waiver allows it to be kept purely as a dedicated petrol card.
Cons
- Cashback is limited strictly to PETRONAS stations
- Base TreatsPoints earning outside fuel spend has minimal real value
- Monthly cashback cap limits upside for high-mileage drivers
Cashback
| Category | CashbackTotal cap RM50/month | Cap |
|---|---|---|
PETRONAS Spend (Weekend) | 8% | Shared RM50PETRONAS Spend (Weekend) + PETRONAS Spend (Weekday) |
PETRONAS Spend (Weekday) | 1% |
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Rewards Points
| Category | Multiplier | Cap |
|---|---|---|
Other Retail Spend | 1xTreatsPoints | Uncapped |
Utilities | 1xTreatsPoints | Uncapped |
Education | 1xTreatsPoints | Uncapped |
Insurance | 1xTreatsPoints | Uncapped |
EzyPay-i | 1xTreatsPoints | Uncapped |
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Points Conversion
Best CPM is calculated based on the highest earn rate available for each points program. A lower CPM indicates better value.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Cashback Calculator
Cashback estimates are for reference only. Actual rewards may vary by merchant category, exclusions, and bank terms. Please refer to the official terms for final confirmation.
Monthly Spend
Estimate monthly cashback from eligible category spend.
Cashback Summary
Air Miles Calculator
Estimates use monthly category totals. Actual rewards may differ due to transaction-level rounding, merchant coding, exclusions, caps, and bank terms.
Monthly Spend
Enter eligible spend by category to estimate your miles.
Only programs supported by every points currency earned on this card are shown.
Air Miles Summary
Card benefits
No specific benefits listed.