Maybank Islamic Ikhwan Mastercard Platinum Card-i

Simple Weekend Cashback Without Spend Pressure

The Maybank Islamic Ikhwan Mastercard Platinum Card-i is built around a very focused proposition: 5% cashback on petrol and groceries every Friday and Saturday, capped at RM50 per month, with no minimum monthly spend requirement. This makes it one of the more forgiving weekend cashback cards in the market.

In practical terms, the RM50 cap means the card fully optimises at around RM1,000 of combined petrol and grocery spend on qualifying days. While the cashback rate is lower than high-profile alternatives such as UOB One or HLB Wise, the absence of spending thresholds significantly lowers the risk of underperforming in quieter months.

Outside the weekend petrol and grocery category, the card earns 1x TreatsPoints on most local and overseas retail spend. However, this points earning rate is effectively negligible in value and should not be treated as a meaningful rewards feature.

As an Islamic card, it also includes a built-in charity contribution mechanism, where the bank donates 0.1% of spending to charitable causes. The Platinum version additionally grants access to Mastercard Priceless Experiences, including e-commerce protection, airport concierge services, and lifestyle offers—useful for some, but not central to the card’s core value.

Verdict: The Ikhwan Platinum Mastercard-i is best viewed as a low-maintenance weekend cashback card for petrol and groceries. It suits users who want predictable rebates without worrying about monthly spending targets, while accepting that rewards outside its core category are minimal.