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Maybank FC Barcelona Visa Signature Card

Author
by MujizUpdated 27 Jul 2026
Maybank FC Barcelona Visa Signature Card
Primary Reward TypeCashback
Highest Rate1%
Effective Rate1%
Cashback CapRM50
Min Annual IncomeRM48,000
Annual FeeFree
Support
Apple Pay
Google Pay
Samsung Pay
MaybankVisa

For comparison purposes only. Final terms are determined by the issuing bank.

Review

A simple cashback card mainly for FC Barcelona fans

The Maybank FC Barcelona Visa Signature Card is more of a fan card than a high-powered cashback card. Its biggest appeal is the FC Barcelona card design, especially if you like having the club crest on your card. From a rewards point of view, the card is simple but not especially generous.

The card gives 1% cashback on all purchases, capped at RM50 per month. Government bodies, utilities and e-wallet reloads are excluded. The 1% rate is easy to understand, but it is not very competitive when compared with cards that offer higher cashback in specific categories such as groceries, dining, petrol or online spending.

The upside is that the card is easy to hold. The minimum income requirement is RM48,000 per year, and the annual fee is free for life. It also supports major digital wallets, which makes it more convenient for everyday payments, although e-wallet reloads do not earn cashback.

There are a few lifestyle perks, but they are fairly niche. Cardholders get a 5% discount at the FCBotiga official store in Camp Nou and access to Visa Airport Speed Pass, which provides fast track immigration access at over 280 international airports.

Verdict: The Maybank FC Barcelona Visa Signature Card makes the most sense for FC Barcelona fans who want a free-for-life card with basic cashback. The 1% cashback is useful, but not outstanding, and the RM50 monthly cap limits upside. If you are choosing purely based on rewards, there are stronger cashback cards. If the club branding matters to you, this card has a clearer appeal.

Pros

  • Free for life with no annual fee
  • Simple 1% cashback on eligible purchases
  • Supports major digital wallets
  • FC Barcelona card design may appeal to fans
  • Includes FCBotiga discount and Visa Airport Speed Pass

Cons

  • 1% cashback rate is not very competitive
  • Cashback is capped at RM50 per month
  • E-wallet reloads are excluded
  • Lifestyle benefits are fairly niche
  • Not ideal if you want higher category cashback

Cashback

Base Cashback
Category
Cashback
Cap
All Purchases1

Excludes: e-Wallet

1%
RM50
1

Except for government bodies, utilities and e-wallet reloads.

*

Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.

*

Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.

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Card benefits

๐Ÿ›๏ธ

5% discount in FCBotiga official store

Enjoy 5% discount in FCBotiga official store in Camp Nou.

๐ŸŒ

Visa Airport Speed Pass

Enjoy the convenience and efficiency of fast track immigration at over 280 international airports with Visa Airport Speed Pass

Details

Product Details

Card Name
Maybank FC Barcelona Visa Signature Card
Issue Bank
Maybank
Network
Visa
Annual Fee
Free

Eligibility

Minimum Annual Income
RM 48,000
Minimum Age
(Principal) 21 Years Old
Max Age
65 Years Old

Rates & Fees

Annual Fee
RM 0
Annual Fee Waiver
Lifetime Fee Waiver. No conditions.
Interest Rate
Tier 1 โ€“ 15% p.a. โ€“ prompt minimum monthly payments for 12 consecutive months Tier 2 โ€“ 17% p.a. โ€“ prompt minimum monthly payments for 10 months or more in last 12 months Tier 3 โ€“ 18% p.a. โ€“ Do not fall under the above categories
Interest-Free Period
20 Days
Late Payment Charge
A minimum RM10 or 1% of total outstanding balance, whichever is higher, up to a maximum of RM100 except for Maybank myimpact Visa Signature Credit Card with zero late payment charges.
Cash Advance Fee
2.52% on the withdrawal amount or a minimum of RM11.65 per transaction, whichever is higher (effective from 1 January 2026 onwards).
Overseas Transaction Conversion Fee
Transactions will be subjected to conversion rate determined by Mastercard/Visa/Amex with additional 1% charge imposed by bank.