For comparison purposes only. Final terms are determined by the issuing bank.
Review
A Practical Petrol Cashback Card with Solid Caps
The CIMB PETRONAS Visa Platinum-i Credit Card is positioned as a lower-threshold alternative within the PETRONAS card lineup, designed for users whose spending is centred around regular refuelling. Compared to the Visa Infinite variant, it features a more accessible spend requirement while retaining meaningful cashback rates and generous monthly caps.
When total monthly retail spending reaches RM2,000, cardholders earn 8% cashback on Petronas petrol transactions. Cashback also extends to groceries, dining, and cashless parking at a lower rate of 2%. Importantly, cashback caps remain substantial at RM50 per month for Petronas and RM50 per month for the combined lifestyle categories, allowing for a total potential rebate of RM100 per statement cycle.
Qualifying Petronas spend includes payments made directly at Petronas stations, including eligible transactions made via the Setel App. This allows users who routinely pay for fuel digitally at the pump to benefit from the elevated petrol cashback rates without changing their payment habits.
All other retail spending earns a baseline 0.20% cashback. While this ensures no spend is entirely unrewarded, the card is clearly optimised for petrol-led usage rather than broad everyday spending. The absence of an annual fee further supports its role as a targeted cashback card that can be held long term without maintenance pressure.
Verdict: The CIMB PETRONAS Visa Platinum-i is best suited for users who refuel frequently at Petronas and have moderate overall spending. Its elevated petrol cashback and high monthly caps deliver consistent value in that use case, but its limited rewards outside core categories make it less effective as a standalone everyday cashback card.
Pros
- 8% cashback on Petronas petrol with RM2,000 monthly spend
- Eligible Petronas spend includes Setel App payments made at stations
- 2% cashback on groceries, dining and cashless parking
- High monthly cashback caps of RM50 per category group
- No annual fee
Cons
- Elevated cashback requires meeting a RM2,000 monthly spend threshold
- Lifestyle categories earn significantly less than petrol spend
- Baseline cashback on other spending is only 0.20%
- Not designed as a primary everyday cashback card
- Best value realised only with consistent Petronas usage
Cashback
| Category | RM500+Total monthly spend | RM2,000+Total monthly spend | Cap |
|---|---|---|---|
PETRONAS & Setel | 4% | 8% | RM50 |
Groceries | 1% | 2% | Shared RM50Groceries + Dining + Parking |
Dining | 1% | 2% | |
Parking | 1% | 2% |
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Cashback Calculator
Cashback estimates are for reference only. Actual rewards may vary by merchant category, exclusions, and bank terms. Please refer to the official terms for final confirmation.
Monthly Spend
Estimate monthly cashback from eligible category spend.
Cashback Summary
Card benefits
0% Easy Pay at Proton & Perodua
Pay for car service in 0% monthly instalments of up to 24 months at participating Proton or Perodua Service centres.