For comparison purposes only. Final terms are determined by the issuing bank.
Review
An Offline-Focused Infinite with EON Perks
The Bank Muamalat EON Visa Infinite-i is a co-branded variant of Muamalat’s Infinite lineup, closely mirroring the core structure of the standard Visa Infinite-i while rebalancing rewards toward offline contactless spending. Instead of online cashback, this version offers a 5% cashback on contactless transactions, capped at RM50 per month, making it particularly attractive for users who rely heavily on in-store tap-to-pay transactions.
For international spending, the card retains unlimited 1% cashback on overseas face-to-face transactions, providing steady value for high-value foreign spend without caps or points complexity. While the cashback percentages are modest compared to specialised cashback cards, the absence of an annual fee helps offset the lower headline rates.
Premium travel benefits remain identical to the standard Muamalat Visa Infinite-i. Cardholders receive a total of 5 airport lounge visits per year, comprising Plaza Premium First, Plaza Premium Lounge, Flight Club, and Travel Club Lounge access across Malaysia and selected international locations. Travel protection is also intact, with up to RM1 million in Travel Accident Takaful coverage when flight tickets are charged in full to the card.
As an EON co-branded card, additional value comes in the form of exclusive discounts at EON, covering services, parts, accessories, and official merchandise, alongside VIP access and special invitations to EON events. These benefits are niche but meaningful for EON customers.
Verdict: The Muamalat EON Visa Infinite-i works best as an offline-first Infinite card, combining contactless cashback, overseas spending rebates, and premium lounge access. It is particularly well-suited for users who spend more in-store than online and can benefit from EON-specific privileges.
Pros
- 5% cashback on contactless spending (capped at RM50 per month)
- Unlimited 1% cashback on overseas face-to-face transactions
- Five airport lounge visits including Plaza Premium First and Travel Club Lounge
- No annual fee despite Infinite-tier status
- Additional EON discounts and VIP event access
Cons
- No online spending cashback category
- Contactless cashback cap limits upside for heavy local spenders
- EON benefits are niche and only relevant to specific users
- Not suitable for users focused on miles accumulation or high-percentage cashback
Cashback
| Category | Cashback | Cap |
|---|---|---|
Contactless Spend | 5% | RM50 |
Overseas Spend | 1% | Uncapped |
Rewards rates, caps and eligibility are subject to bank-defined terms and conditions.
Information is compiled independently and may not always reflect the latest updates. Please refer to the relevant official website for final and up-to-date details.
Cashback Calculator
Cashback estimates are for reference only. Actual rewards may vary by merchant category, exclusions, and bank terms. Please refer to the official terms for final confirmation.
Monthly Spend
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Cashback Summary
Airport Lounge Access
Program Name
Plaza Premium Group
Annual Visits
Eligible users
Access type
ComplimentaryRequirement
-
Applicable locations:
Program Name
Travel Club Lounge
Annual Visits
Eligible users
Access type
ComplimentaryRequirement
-
Applicable locations:
Lounge access is subject to bank-defined terms and may change over time.
For the full lounge list, please refer to the relevant official website.
Card benefits
VIP Access to EON Events
Special Invitations to Exclusive EON Events and Promotions.
0% Instalment Payment Plan
0% Installment Payment Plan for 6 & 12 months.
Promotional Discount at EON
Applicable towards EON Service, parts, official merchandise and accessories.
Travel Accident Takaful Coverage
Complimentary Travel Accident Takaful Coverage up to RM1,000,000.
Takaful Coverage On Outstanding Balance
Death Benefits (Max RM100,000), Total and Permanent Disablement (Max RM100,000), Funeral Expenses (RM1,000).
0% Balance Transfer Plan
0% Balance Transfer Plan for 6 & 12 months.